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Why Life Insurance

You work hard to provide for your family. But if you were suddenly gone, what would happen to your family's way of life? Where would the money come from to pay the everyday bills? And how about all of the other things that you do for your family like cooking, cleaning, home maintenance, caregiving, driving the kids to their activities, etc? If you're not around, someone will need to handle those functions and that costs money. That's where life insurance comes in. It provides your family members with financial support until they're able to manage on their own.

Seems pretty sensible, right? Why then do so many Americans either have little or no life insurance? Is it because they don't care about what would happen to their loved ones after they die? Hardly. It's human nature to protect the ones we love. It's mostly because of misconceptions regarding cost. The #1 reason that people give for not buying life insurance is because they think it's too expensive. If you're one of those people, we've got good news for you. Life insurance rates remain near historic lows, and we specialize in helping our customers find the best insurance solutions for their needs and budget.

Our goal is to make the buying process as easy as possible for you. If you feel like you're ready to proceed with a purchase right away, go directly to our Quote Form to begin the process. It only takes a minute to complete the form. Using the information you provide, we'll instantly compare rates from the highly rated companies we represent and provide you with our recommendations. After you select the policy you'd like to purchase, one of our licensed insurance professionals will contact you to answer any questions and help you continue the application process.

If you know you need life insurance but you're not sure how much or what kind to buy, please spend a few minutes on our website. We explain all of the basics in easy-to-understand language. Buying life insurance is one of the most important financial decisions you'll ever make, and we want you to feel confident in your knowledge before moving ahead with a purchase.

A final word.

When it comes to buying life insurance, people have a tendency to procrastinate. Many of us think to ourselves: "I know I need life insurance, but I feel fine at the moment. Now is not a good time, but I'll get around to it one of these days." Don't give into this kind of thinking. We all hope to live long, happy lives. But what if that's not what happens in your case? You don't want to take any chances when it comes to your family's financial security. Take action today to make sure your loved ones will be provided for in the future.

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Life insurance policies described, quoted, shown and illustrated throughout this website are not available in all states and may include those issued by: Allianz Life Insurance Company of North America, Minneapolis, MN and Allianz Life Insurance Company of NY, New York, NY are both members of Allianz Insurance Group, Minneapolis, MN; American General Life Insurance Company, Houston, TX; The United States Life Insurance Company in the City of New York, New York, NY, member companies of American General Life Companies; Assurity Life Insurance Company, Lincoln, NE; Aviva Accordia Life is a subsidiary of Global Atlantic Financial Group, West Des Moines, IA; Aviva Life and Annuity Company of New York, Melville, NY; American National Insurance Company, Galveston, TX; AXA Equitable Life Insurance Company (New York,NY); Banner Life Insurance Company is a subsidiary of Legal & General Group, Plc, London, UK; Legal & General America, Frederick, MD; Banner Life Insurance Company, Urbana, MD; William Penn Life Insurance Company of New York, Garden City, NY; Equitable Life and Casualty Insurance Company, Salt Lake City, UT; Fidelity Life Association, A Legal Reserve Life Insurance Company, Oak Brook, IL; First Central National Life Insurance Company, New York, NY and Household Life Insurance Company, Detroit, MI, member companies of HSBC Insurance; Genworth Life and Annuity Insurance Company, Richmond, VA and Genworth Life Insurance Company of New York, New York, NY, only Genworth Life Insurance Company of New York is admitted in and conducts business in New York, member companies of Genworth Financial, Inc.; Gerber Life Insurance Company, White Plains, NY; Great West Life and Annuity Insurance Company, White Plains, NY; Integrity Life Insurance Company, Cincinnati, OH and National Integrity Life Insurance Company, Goshen, NY are both members of Western & Southern Financial Group, Cincinnati, OH; John Hancock, Boston, MA; Liberty Mutual Insurance, Boston, MA; Lincoln Life & Annuity Insurance Company of New York, Syracuse, NY and The Lincoln National Life Insurance Company, Fort Wayne, IN, both insurance company affiliates of Lincoln National Corporation, whose marketing name is Lincoln Financial Group; MassMutual Life Insurance Company, Springfield, MA; First MetLife Investors Insurance Company, New York, NY, MetLife Investors USA Insurance Company, Irvine, CA and Metropolitan Life Insurance Company, New York, NY, all three members of the MetLife family; North American Company Life & Health, Chicago, IL and North American Company Life & Health of NY, Garden City, NY are both members of Sammons Financial Group, Chicago, IL; Principal Life Insurance Company, Des Moines, IA; Protective Life and Annuity, Birmingham, AL; Minnesota Life, St. Paul, MN; Pruco Life Insurance Company, Newark, NJ and Pruco Life Insurance Company of New Jersey, Newark, NJ, member companies of Prudential Financial, Inc., Newark, NJ; Prudential Financial, Newark, NJ; ReliaStar Life Insurance Company, Minneapolis, MN, ReliaStar Life Insurance Company of New York, Woodbury, NY and Security Life of Denver Insurance Company, Denver, CO, member of the ING VOYA family of companies; Securian Life Insurance Company, St. Paul MN; Symetra Life Insurance Company, Belluvue, WA; Transamerica Life Insurance Company, Cedar Rapids, IA; First Symetra National Life Insurance Company of New York, New York, NY; Vantis Life Insurance Company, Windsor, CT.

 

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